I have flown models for nearly 50 years and have never ever flown a model without belonging to an organisation that provides the correct levels of third party insurance and support.
Flying models can be VERY dangerous – if even the smallest ‘Park Flyer’ comes hurtling out of the sky out of control and hits a toddler it could kill them or cause serious injury – if it hits a car it can cause considerable damage – so THINK – how would you cope if sued for damages??
I started with the SMAE (Society of Model Aeronautical Engineers) and they have morphed into the BMFA (British Model Flying Association) as that is a more user friendly title
http://www.bmfa.org/about/whatwedo.html
http://www.bmfa.org/about/insurance.html
You can also use the BMFA to find your nearest model flying club where there will be friendly help, experience and support.
Get insured…… £10,000,000 third party cover for less than £30 a year ......You know it makes sense
http://www.bmfa.org/about/applicationForm.pdf
Oh - and PS .... Model Zone is selling a Spitfire model ready to fly out of the box
£150 
No one seems to have explained that a low wing tail dragger monoplane with very little dihedral is probably the hardest thing to fly as a first model Take advice before you buy your first model 
